有关中文说明，请参见此处：https://mirror.xyz/0xbEE3C272ad4215cb352291af334dDC014BB3c20b/lO2AtgnMI-Bmw-57o2ll6zxs_mb57bxwAzmAZdjGUMg

Dear RociFi Friend, Welcome to RociFi Kovan Testnet Release

The app is available here: https://roci.fi/app/markets

RociFi is building decentralized credit economy with transferable, blockchain-native credit scores designed to facilitate zero and under-collateralized lending. At its core, the protocol leverages machine learning algorithms for scoring onchain data and decentralised identity data points to effectively facilitate under-collateralized loans via the blockchain. For more information about RociFi see here: https://mirror.xyz/rocifi.eth/b5QRBQLCe3MKn38HUDJLCLXNHyrZ-xOO4yFDeKhl6j4

This release demonstrates core functionality of the future RociFi product on Ethereum blockchain. For the testing purposes, this release is done on Kovan Testnet where users can lend and borrow test tokens.

The key functionalities of this release

• Connect wallet in Chrome desktop browser via Metamask and mint your personal Non-Fungible Credit Score (NFCS) for the bundle of connected addresses. NFCS is minted on Kovan.
• Generate your personal credit score for your NFCS (from 1 to 10, where 1-3 - are the best scores that give access to the undercollateralized lending)
• Deposit to various risk-based testDAI, testUSDC and testUSDT pools and earn interest on your stablecoins
• Borrow stablecoins against your testETH and testWBTC with the rates that depend on your score
• Withdraw your lending position anytime and cash out interest earnings
• Do repayment of your loans
• Review the actual status of your lending and borrowing positions via Dashboard
• Manage collateral holdings on the platform